If you’re applying to Anglia Ruskin for the first time and you’re from the UK or EU, this information is for you. If you’d like more support, you could attend a finance talk or speak to our Money Advice Service at one of our undergraduate Open Days.
If you get funding from Student Finance England you may be able to apply for some additional grants and allowances, some of these are income assessed.
Student Finance England has produced quick start guides which tell you more about the different types of student finance available – including how to apply and repay – all in one central place.
If you are starting in September 2015 or January 2016 you could be eligible for:
This is a grant if you have a partner or other adult depending on you financially (doesn’t include grown up children) and is worth up to £2,757 a year depending on your household income.
Any amount you’re entitled to is paid to you in addition to your main student finance package. It’s paid directly into your bank account in three instalments, at the same time as any Maintenance Loan or Grant you get.
You can’t get this grant if the dependent adult is also a student receiving student finance funding.
You can apply for help with childcare costs, up to £155.24 per week for one child or up to £266.15 per week for more than one child.
You’ll need to complete the main application for student finance from Student Finance England, and then an additional Childcare Grant application form (CCG1) that you can download from your student finance account.
This allowance is to help with course-related costs like books, study materials and travel if you have dependent children. You can get up to £1,573 per year depending on your income and that of those you live with.
Any amount you’re entitled to is paid in addition to your main student finance package. It’s paid directly into your bank account in three instalments, at the same time as any Maintenance Loan or Grant you get.
If you have a disability we encourage you to get in touch during your application process so we can discuss what support we can offer you.
These grants help to pay the essential extra costs you may have as a direct result of your disability including a mental-health condition, or specific learning difficulty such as dyslexia or dyspraxia.
What you’re entitled to depends on your needs assessment, this is an informal meeting to discuss what equipment and support will help you. It can go towards essential extra costs like human support, travel, assistive technology and training, and it doesn’t have to be paid back.
If you’re going to study full-time and are applying for a loan you can process your DSA with your application to Student Finance England. If you’re not applying for a loan or you’re studying part-time you can still complete a DSA1 form with Student Finance England when it opens in early 2015.
The amount you can get through the Special Support Grant is the same as what’s available through the Maintenance Grant. It doesn’t affect your Maintenance Loan and doesn’t have to be paid back.
You could be eligible for a Special Support Grant if you:
The Special Support Grant doesn’t need to be counted as income when you work out your entitlement to income-related benefits or tax credits.
You don’t have to pay for your course upfront. If you’re from the UK or EU and you’re applying to university for the first time you can get a Government loan to pay your tuition fees.
You can apply for a loan that’ll cover the cost of your course online through the Student Finance England website.
The money is paid directly to your university every semester and you won’t have to repay anything until the April after you graduate, and even then you’ll only pay 9% of any earnings over £21,000 a year.
If you’d rather not take out a loan you can always pay your tuition fees directly to your university.
You’ll be able to apply for a tuition fee loan if you’re studying more than a quarter (25% intensity) of a full-time course each year.
Your tuition fee will depend on the intensity of your course. So if you’re studying half a full-time course each year (50% intensity), you’ll pay half of the full-time course fee each year for six years, rather than the usual three.
Specific fees are available on each course page. If you're planning to start in September 2016 or January 2017 our tuition fees are:
Tuition fees for UK/EU students 2017/18 are currently set at £9,000. These fees are regulated by the UK government and may increase in line with government policy. There is a possible increase for the 2017/18 intake of 2.8% which would put the fees at £9,250.
You could receive support to help pay for your living costs while you're studying. Most students are eligible for some support but the amount or bursary, grant or loan you receive depends on your personal circumstances.
Accommodation, food and travel are all included in your living costs, you can apply for a loan or grant to help with these but it’s also worth looking into part-time work and other funding like scholarships.
If your household income is £25,000 or less you will be eligible for a non-repayable £400 cash bursary from ARU to help support your studies (pro-rata for part time students).
To receive the bursary you will need to 'agree to share’ your household income information when applying for Student Finance.
Providing you are in attendance on your course the funds will be paid in two instalments, £200 on 1st December and £200 on 1st March during each year of study (1st April and 1st October for semester 2 starters).
You must provide details of your household income if you apply for any of the following:
If you’re under 25 years old and depend on financial support from your parents you’re known as a ‘dependent student’. This means your household income is made up of yours and your parents income. If your parents are divorced or separated it’s calculated by the household you live in the majority of the time.
You’re an ‘independent student’ if one or more of the following apply to you:
If you're an 'independent student', you'll be assessed on your income and if you have a partner living with you their income as well.
You’re not eligible for maintenance support from Student Finance England if you’re a part-time UK-based or EU student.
Most full-time UK students can apply for a Maintenance Loan or Grant from the Government. The exact amount you’ll receive depends on your personal circumstances, including where you live during term-time and your household income.
The first 65% of the Maintenance Loan is not affected by your total household income, but the remaining 35% does depend on it.
The total Maintenance Loan you borrow is added to your Tuition Fee Loan, which is only repaid at 9% of your earnings over £25,000.
If you live away from home, studying outside London (at ARU) and your household income is over £62,132 a year you’ll be eligible for the minimum repayable Maintenance Loan of £3,731 a year.
The Government’s online calculator gives a more detailed idea of exactly how much money you can get from Maintenance Loans and Grants, and explains how to apply for them.
If you have a total household income of less than £42,875 you can apply to Student Finance England for the income-assessed Maintenance Grant.
If you receive a Maintenance Grant the amount of Maintenance Loan you get will be reduced by that amount. So you’ll pay back less overall than if you had the same amount in loans.
A student from a household with an income of £25,000 or less can apply for the full non-repayable grant of £3,387 each year plus a Maintenance Loan of £4,047 each year.
We offer the opportunity to apply for a sports scholarship worth up to £1,000 for three years.
Each award is tailored to suit individual needs and combines high quality performance support services with fantastic facilities that will add value to your existing training programme. Find out more and apply now
We’re committed to supporting new students who are keen to succeed in their studies. We offer eligible students up to £400 each year to help with study-related costs with our scheme, Books Plus. For more information on this, please visit our Books Plus page.