If you’re applying to Anglia Ruskin for the first time and you’re from the UK or EU, this information is for you. If you’d like more support, you could attend a finance talk or speak to our Money Advice Service at one of our undergraduate Open Days.
You don’t have to pay for your course upfront. If you’re from the UK or EU and you’re applying to university for the first time you can get a Government loan to pay your tuition fees.
You can apply for a loan that’ll cover the cost of your course online through the Student Finance England website.
The money is paid directly to your university every semester and you won’t have to repay anything until the April after you graduate, and even then you’ll only pay 9% of any earnings over £21,000 a year.
If you’d rather not take out a loan you can always pay your tuition fees directly to your university.
The UK Government has confirmed that EU students starting a course in 2017/18 will continue to be eligible for student loans and grants for the duration of their course even if the UK exits the EU during that period.
You’ll be able to apply for a tuition fee loan if you’re studying more than a quarter (25% intensity) of a full-time course each year.
Your tuition fee will depend on the intensity of your course. So if you’re studying half a full-time course each year (50% intensity), you’ll pay half of the full-time course fee each year for six years, rather than the usual three.
Specific fees are available on each course page. If you're planning to start in September 2017 or January 2018 our tuition fees are:
You will pay a tuition fee for each year of your course of study with the University.
The tuition fee payable for your course for the 2017/2018 academic year: £9,250
As a Home Undergraduate Student, the tuition fees payable for your course are subject to the cap imposed by the UK government. The University sets its tuition fees annually for Home Undergraduate Students taking account of that cap. For the 2017-2018 academic year, the cap is £9,250.
The cap is expected to be further increased in future years by an inflationary amount to be determined each year by the UK government. Your tuition fees for future academic years may therefore be higher than the current cap of £9,250. The fees charged to you for the subsequent years of your course will not increase beyond the maximum amount that the government allows the University to charge Home Undergraduate Students for the academic year to which the increase relates. For example, if the government increases the cap to £9,500 for the 2018-2019 academic year (illustrative example only), you will not be charged any more than that increased cap figure.
Any annual rise in tuition fees as a result of the cap being increased will be notified to you before the start of the academic year to which the increase applies. Students affected by any increase will not therefore be obliged to continue with their course if they do not wish to pay the increased fees.
In addition to your tuition fees, there will be certain additional course specific costs. The additional course costs are located the individual course pages.
Fees for students starting the academic year 2016/17 and before will remain the same for the duration of their course.
If you get funding from Student Finance England you may be able to apply for some additional grants and allowances. Some of these are income assessed.
Student Finance England has produced Resources to share with prospective students which tell you more about the different types of student finance available – including how to apply and repay – all in one central place.
If you are starting in September 2016 or January 2017 you could be eligible for:
This is a grant if you have a partner or other adult depending on you financially (doesn’t include grown up children) and is worth up to £2,757 a year depending on your household income.
Any amount you’re entitled to is paid to you in addition to your main student finance package. It’s paid directly into your bank account in three instalments, at the same time as any Maintenance Loan or other grants you get.
You can’t get this grant if the dependent adult is also a student receiving student finance funding.
You can apply for help with childcare costs, up to £155.24 per week for one child or up to £266.15 per week for more than one child.
You’ll need to complete the main application for student finance from Student Finance England, and then an additional Childcare Grant application form (CCG1) that you can download from your student finance account.
This allowance is to help with course-related costs like books, study materials and travel if you have dependent children. You can get up to £1,573 per year depending on your income and that of those you live with.
Any amount you’re entitled to is paid in addition to your main student finance package. It’s paid directly into your bank account in three instalments, at the same time as any Maintenance Loan or Grant you get.
If you have a disability we encourage you to get in touch during your application process so we can discuss what support we can offer you.
These grants help to pay the essential extra costs you may have as a direct result of your disability including a mental-health condition, or specific learning difficulty such as dyslexia or dyspraxia.
What you’re entitled to depends on your needs assessment, this is an informal meeting to discuss what equipment and support will help you. It can go towards essential extra costs like human support, travel, assistive technology and training, and it doesn’t have to be paid back.
If you’re going to study full-time and are applying for a loan you can process your DSA with your application to Student Finance England. If you’re not applying for a loan or you’re studying part-time you can still complete a DSA1 form with Student Finance England.
You could receive support to help pay for your living costs while you're studying. Most students are eligible for some support but the amount of bursary or loan you receive depends on your personal circumstances.
Accommodation, food and travel are all included in your living costs, you can apply for a loan to help with these but it’s also worth looking into part-time work and other funding like scholarships.
If your household income is £25,000 or less you will be eligible for a non-repayable £200 cash bursary from ARU to help support your studies (pro-rata for part time students). This should be paid direct to you during welcome week as long as you have registered and entered your bank details on E-Vision.
To receive the bursary you will need to 'agree to share’ your household income information when applying for Student Finance.
You must provide details of your household income if you apply for any of the following:
If you’re under 25 years old and depend on financial support from your parents you’re known as a ‘dependent student’. This means your household income is made up of yours and your parents income. If your parents are divorced or separated it’s calculated by the household you live in the majority of the time.
You’re an ‘independent student’ if one or more of the following apply to you:
If you're an 'independent student', you'll be assessed on your income and if you have a partner living with you their income as well.
You’re not eligible for maintenance support from Student Finance England if you’re a part-time UK-based or EU student.
Most full-time UK students can apply for a Maintenance Loan or Grant from the Government. The exact amount you’ll receive depends on your personal circumstances, including where you live during term-time and your household income.
Over half of the Maintenance Loan is not affected by your total household income, but the remaining amount does depend on it.
The total Maintenance Loan you borrow is added to your Tuition Fee Loan, which is only repaid at 9% of your earnings over £21,000.
If you live away from home, studying outside London (at ARU) and your household income is over £62,132 a year you’ll be eligible for the minimum repayable Maintenance Loan of £3,731 a year.
The Government’s online calculator gives a more detailed idea of exactly how much money you can get from Maintenance Loans and Grants, and explains how to apply for them.
We offer the opportunity to apply for a sports scholarship worth up to £1,000 for three years.
Each award is tailored to suit individual needs and combines high quality performance support services with fantastic facilities that will add value to your existing training programme. Find out more and apply now
We’re committed to supporting new students who are keen to succeed in their studies. We offer eligible students up to £400 each year to help with study-related costs with our scheme, Books Plus. For more information on this, please visit our Books Plus page.