A student’s dependency status is determined from information provided on the FAFSA. It affects the Expected Family Contribution (EFC) and the aid that you may be eligible to receive.
For purposes of Title IV aid, a student is considered independent if he or she meets one or more or the following criteria:
The student is considered dependent if he or she does not meet any of the preceding criteria for an independent student, unless the financial aid administrator determines that the student is independent on the basis of special circumstances and performs a dependency override.
If you are a dependent undergraduate and one of your Parents is taking a PLUS loan note that US regulations require that we have confirmation from the Parent when a Parent PLUS is taken that all the Parent PLUS loan is to be paid towards fees/charges/accommodation with any remainder being given to the student towards their living expenses. If one of your parents is taking a PLUS loan, we will require written confirmation of the above from your parent included with your loan paperwork.
*Please note, there is no maximum amount for unsubsidised loans, and the total subsidised and unsubsidised loans cannot exceed the aggregate maximum.