To help you plan ahead for your time in the UK, we have put together an example budget. This shows the minimum funds that you would need for one academic year. Don't forget that your budget should reflect your own priorities - you may wish to spend a little more on books and a little less on clothes, for example.

Example budget per 40 week academic year (Sept - June)

Example budget	Average costs per 40 week academic year
Accommodation	£4500
Food	£1500
Clothing	£350
Books and stationery	£250
Personal (toiletries, laundry, etc)	£500
Telephone	£250
Socialising	£400
Travel (within the UK)	£300
Miscellaneous	£400
Total	£8450
Approximate monthly cost	£845

Other factors to consider

• Some courses include field trips, where all or part of the cost must be met by the student.
• Postgraduate students who are studying at the University for the full calendar year will need to budget for the extra months they spend at our University.
• Postgraduate students may also require extra funds for research and presentation of their thesis.
• Non-EEA students are usually permitted to work up to 20 hours per week in term time. EEA students can work unrestricted although Bulgarian and Romanian nationals are also limited to 20hrs per week for the first 12 months. While you should not rely on finding a job to fund your studies, part-time work can be a source of extra income for many students.
• You may need to extend your student 'visa' at some point while studying in the UK. At present, this will cost £394 for a postal application.
• Text books can be expensive, but many of those on your reading list can be found in our University Library, or the local public library. It is always worth checking on arrival with the Module Leader which books are essential for you to buy.

Bringing money for living in the UK

You will need to have some spending money to get you through the first few days/weeks in the UK while you set up a bank account. A suggested amount is £500 in a mixture of travellers' cheques and some cash in Sterling (the UK currency) that should cover the costs of the many things you will need as you settle in. You can obtain cash at the major airports before you start your journey to the campus. If you have a compatible debit card (e.g.Maestro) you will be able to use automated cash machines which can be found at banks, in major shopping areas and other public spaces in the UK. Please remember that you may have a daily limit on the amount you can withdraw and not all cards will work in ATM machines in the UK. Please check with your bank before you travel. If you are studying for less than an academic year or need to take temporary accommodation you will need to have extra money available to pay your rent before you move in.

Anyone coming to the UK from a country outside the European Union (EU) carrying cash equivalent to 10,000 Euros (£8500) or more (including money in other currencies) must declare it to UK Customs at the port of entry to the UK. Cash means currency notes, coins, travellers' cheques and bankers' drafts. The banks in the UK require a document confirming you are a registered student at this University; it is not possible for you to open a bank account before you have enrolled (registered) with Anglia Ruskin. If you are arriving in the UK early you should make allowance for any delay and bring extra money in travellers' cheques or via a cash card. We recommend you avoid carrying large amounts of cash as this can create a security risk.